Sports and Activities Accident Insurance

As plan administrators we provide the fast, efficient claim service you desire.

Medical Benefits:

Sports accident insurance, and Camp accident insurance, are essential for the protection of your group or organization, and their members. When an accidental injury to an insured requires treatment by a legally qualified physician, surgeon, dentist, registered nurse, hospital service or x-rays, our plan covers the reasonable and Customary expenses incurred within 365 days from the date of the injury. 

Examples of Eligible Sports and Activities

Athletic Teams:
Archery
Badminton
Baseball
Basketball
Baton Twirling
Bicycling
Bowling
Cheerleading
Cross Country
Diving
Equestrian
Fencing
Field Hockey
Flag Football
Football
Gymnastics
Handball
Handball
Hiking & Rock    
     Climbing         
Ice Hockey
Judo
Karate
Lacrose
Pistol
Polo
Rifle
Roller Hockey
Rowing
Rugby
Sailing
Skating (Roller or
    Ice)
Skeet
Skiing
Soccer
Softball
Squash/Raquetball
Street Hockey
Swimming
Tennis
Touch football
Track
Trap
Volleyball
Weightlifting
Wrestling

Camps/Non Sports Related
Day Camps
Resident Camps
Recreation Camps
Arts & Crafts
Boy Scouts, etc.

Camps/Sports Related
Band
Baseball
Basketball
Cheerleading
Football (non-contact)
Football (contact)
Golf
Gymnastics
Ice Hockey
Skiing
Soccer
Softball
Tennis
Wrestling

Groups and Organizations
Adult Night School
Aerobic & Exercise
  Clubs
Athletic Officials,
  referees, Umpires
Bicycling Clubs
Bands & Drill
Teams
Boy Scouts
Girl Scouts
Camping & Hiking Clubs
Choral Groups, Glee Clubs
Community Work
   Programs
Day Care Centers
Dance Clubs
Fishing & Hunting
Fraternal
   Organizations  
(Elk,Moose,Rotary,
   etc.)
Gun Clubs
Job Training
   Programs
Historical Clubs
Preschool &
   Nursery Schools
Schools
Ski Clubs
Soap Box Derbies
Theater Groups
Trips/Overnight
Trips/Day
Volunteer Workers

Special Events
All star Games
Alumni Games
Dances
Parades
Special Olympics

Sports and Camp Accidents, arising out of participating in the activities of camps and sports, sponsored by groups and organizations, can result in financial hardship, if not disaster, to the individual participating and to the organization itself, with the legally implicit responsibility attached to sponsorship.

It becomes imperative for the group to provide outstanding medical coverage for its members and participants. In fact, most liability insurers will not provide liability coverage without a quality accident program in force. We have designed programs which will provide outstanding coverage and protect the participants  and participating groups from financial burden of painful litigation. The plans cover all Reasonable and Customary expenses, with only a few internal limits, so that between the insured's own coverage and this plan, most bills will be paid.

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Plan Coverage:
The plan(s) cover all members of the organization or team for medical expenses  incurred as a result of an accident during
  1. participation in activities, events, practices or games sponsored by the insured organization or team; and
  2. traveling directly and ininterruptedly to and from the sponsored activity, event, or game.
Accident Medical Benefits:
Maximum Medical Benefit** $100.000
Accidental Death $5,000
Dismemberment (single) $5,000
Dismemberment (double) $10,000
Also available:

Liability Coverage is also available.

**Higher and lower benefits are also available.

 

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