Nursery and Daycare Schools

We are now offering complete insurance coverage for Nursery, PreSchool and Day Care Center owners, including property, casualty (liability) and accident insurance on the children in your care.

NOTE: The facility must be used exclusively for this purpose (no homes) and must have been in operation for years minimum.

Some of the plan features include:

Coverage Features:

Liability:

  • Comprehensive General Liability - Limit to $3,000,000
  • Abuse & Molestation Coverage - Separate Limits of Liability Available up to $1,000,000
  • Premises Liability
  • Personal Injury Liability
  • Employee Benefits Liability
  • Coverage for Special Events
  • Day Care Organization professional Liability - Separate Limits of $1,000,000 / $3,000,000
  • Corporal Punishment Coverage
  • Umbrella - Limits up to $10,000,000

Property:

  • Blanket Limits with large in house capacity
  • All Risk on Building, Contents, Loss of Income and Extra Expense
  • Computer Equipment Coverage
  • Replacement Cost Endorsement
  • Business Income Changes-Educational Institutions (Tuition Reimbursement)

Automobile:

  • Owned Business Automobiles
  • Non-Owned Automobiles
  • Hired Automobile Exposure
  • Rental Reimbursement
  • Towing
  • Minimum physical Damage Deductibles of $500/$1,000

Accident:

  • High Medical Limits Available
  • Accidental Death $5,000
  • Dismemberment $10,000

Yours Truly,

Bob McCloskey

 

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